Finance is available on a large range of bicycles in all our stores with a minimum value of £300 and a maximum total order value of £5,000. A minimum 10% deposit is required by credit or debit card.

Finance options are available in 6, 12, 18 or 24 month payment periods subject to identification and credit checks.

0% Interest over 12 months – Example


Bike Cost £1000
Deposit (10%) -£100
Total Balance £900
12 Monthly Payments of £75.00 £900
Total Balance after 12 Months £0


0% Finance is not available on Sale, Cycle Scheme or discounted models unless stated.


To apply for finance you must be:

  • at least 18 years of age
  • a permanent UK resident
  • in regular employment (minimum of 16 hours per week) including self employment, or in permanent residence with your spouse/partner who is in regular employment
  • in receipt of pension if you are retired
  • if registered disabled confirmation of sufficient income will be required

Loans subject to status. Available to UK residents 18 years and over. Moneyway is a trading name of Secure Trust Bank. Registered in England and Wales 541132. Registered Office- One Arieston Way, Solihull, B90 4LH. Authorised and regulated by the Financial Services Authority. Full terms and conditions are available in store or by writing/emailing to Bike It, The Square, Barnstaple, Devon, EX32 8LS. Email – admin at bikeitbarnstaple co.uk

Written details on request.