0% Finance


Finance is available on a large range of bicycles in all our stores with a minimum value of £300 and a maximum total order value of £5,000. A minimum 10% deposit is required by credit or debit card.

Finance options are available in 6, 12, 18 or 24 month payment periods subject to identification and credit checks.

0% Interest over 12 months – Example


Bike Cost £1000
Deposit (10%) -£100
Total Balance £900
12 Monthly Payments of £75.00 £900
Total Balance after 12 Months £0


0% Finance is not available on Sale, Cycle Scheme or discounted models unless stated.


To apply for finance you must be:

  • at least 18 years of age
  • a permanent UK resident
  • in regular employment (minimum of 16 hours per week) including self employment, or in permanent residence with your spouse/partner who is in regular employment
  • in receipt of pension if you are retired
  • if registered disabled confirmation of sufficient income will be required

Loans subject to status. Available to UK residents 18 years and over. Moneyway is a trading name of Secure Trust Bank. Registered in England and Wales 541132. Registered Office- One Arieston Way, Solihull, B90 4LH. Authorised and regulated by the Financial Services Authority. Full terms and conditions are available in store or by writing/emailing to Bike It, The Square, Barnstaple, Devon, EX32 8LS. Email – admin at bikeitbarnstaple co.uk

Written details on request.

Finance Application Form

By filling out this Finance Application Form, you allow us to use your details to apply for finance in your name from V12, our finance provider. Please be assured, by filling out this form, you are not agreeing to any purchase. We will simply inform you whether or not your application has been successful. Upon confirmation of a successful …

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